Investing News

Xoom is an online money transfer service that lets you send funds within the U.S. and to countries around the world quickly, easily, and affordably. You can also use Xoom to pay the bills of family and friends who live abroad. What’s more, Xoom provides the means to reload prepaid mobile phones located internationally. All
Costco may not be the first store that comes to mind when you think about shopping for a diamond ring. But the sparkly jewelry case often positioned near the wholesale club store entrance is enough to make many shoppers curious about the wisdom of buying fine jewelry there. Here are some things you should know
Rates on most mortgage types moved moderately lower Thursday, with the 30-year average easing off the four-week high it hit Wednesday. The exception was Jumbo rates, with all Jumbo averages rising Thursday. Today’s National Mortgage Rate Averages After climbing almost three-tenths of a point Wednesday, 30-year mortgage rates dropped seven basis points Thursday, lowering the
When you’re in need of cash and can’t get to your own bank, you’re probably going to have to visit another bank’s ATM. But remember, you may be stuck with that dreaded automated teller machine (ATM) fee. These days, many banks reimburse their customers for ATM fees by keeping track of the charges incurred over
CapEx vs. OPEX: An Overview Capital expenditures (CapEx) are major purchases a company makes that are designed to be used over the long term. Operating expenses (OpEx) are the day-to-day expenses a company incurs to keep its business operational. Key Takeaways Capital expenditures (CapEx) are a company’s major, long-term expenses while operating expenses (OpEx) are a
Earning a Master’s in Business Administration (MBA) can help professionals enhance their career opportunities, increase compensation, and lead to job promotions. An MBA can provide the skills and knowledge necessary to start a new business, and many employers require an MBA for certain management or leadership positions. On the other hand, an MBA from a top
Whether you’re buying a home using a mortgage, refinancing your existing mortgage, or selling your home to anyone other than an all-cash buyer, a home appraisal is a key component of the transaction. If you’re a buyer, owner, or seller, you’ll want to understand how the appraisal process works and how an appraiser determines a
Nearly two-thirds of a typical American household’s wealth comes from homeownership, making it crucial for prosperity. Since most individuals can’t afford to purchase a home outright, they need to be approved for a loan. This approval process involves a series of steps that will help get them a mortgage. The lending industry is key for
If you’ve recently inherited retirement plan assets, you may be confused about your options. Can you distribute the funds? What about rolling them over to your own individual retirement account (IRA)? In fact, the situation is complicated, because the distribution options available to a retirement plan beneficiary are determined by several factors. These include whether
A company’s dividend payout ratio gives investors an idea of how much money it returns to its shareholders compared to how much it keeps on hand to reinvest in growth, pay off debt, or add to cash reserves. This ratio is easily calculated using the figures found at the bottom of a company’s income statement. It differs from the
What Are 5 Skills Every Entrepreneur Should Have?  An entrepreneur refers to someone who builds or operates their own business. By having an equity stake in the firm, the entrepreneur can enjoy a great deal of profit if things go well; but, they also take on a great deal of risk—far more than a regular
Biotech companies use or modify biological processes to create new pharmaceuticals or therapies. Some of the most prominent biotech companies include Vertex Pharmaceuticals Inc. (VRTX) and Regeneron Pharmaceuticals Inc. (REGN). Investing in the biotech sector can be risky. The scientific and regulatory issues involved with gaining approval from the U.S. Food and Drug Administration (FDA)
The homebuilding industry consists of companies involved in the construction and improvement of residential homes. It features homebuilder stocks like D.R. Horton Inc. (DHI), Lennar Corp. (LEN), and NVR Inc. (NVR), as well as well-known home improvement retailers Home Depot Inc. (HD) and Lowe’s Companies Inc. (LOW). Investors closely watch the homebuilding industry as a barometer
Running a business is not for the faint of heart; entrepreneurship is inherently risky. Successful business owners must possess the ability to mitigate company-specific risks while simultaneously bringing a product or service to market at a price point that meets consumer demand levels. While there are a number of small businesses in a broad range